Custom Construction Financing Details

Build Your Own Dream Home... Custom Construction Loans are now available to build your dream home on any homesite, in any community owned by Gertz Fine Homes.

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• Financing is offered through Community Financial Corporation, Tigard, OR

• These are thirty year, fixed rate loans to cover the cost of the homesite and construction of your finished home.

• The interest rate you get is fixed for thirty years at 4.875% (5.020% APR) --- period.

• Borrow up to 90% of the total value based on construction and land costs.

• Community Financial manages the loan during construction. You make no payments. Simply convert to the permanent loan after construction with no additional fees; no change in interest rate.

• Our construction period is generally 5 to 6 months in length, depending on many variables.

Planning and Preparing for Construction

Let us guide you from plan to final selections...

• Please see our CUSTOM HOME PROGRAM for more details.

• In "essence" we have an experienced, talented team with decades of combined experience in all aspects of home building and finishing ready to work with you.

• We have completed well over four dozen custom construction projects such as what you are contemplating in the last four years alone.

• We will modify any of our plans or any of yours. Bring us your ideas and the vision of "home" you want to achieve.

• We have design professionals available to help with both the "vision" and the down-to-earth tough questions that inevitably arise.

• We will carefully guide you through the myriad of product choices available for every aspect of the home. You can choose anything you like but we will suggest styles and colors consistent with the themes you set.

• Every selection outside our rather liberal "standard" for each product line will be priced before you commit to it.

• We try to adhere to a practical construction calendar. Other than that, and your own financial constraints, you are free to build your dream.

Special Financing Options* for The Roadrunner, Haley Court; The Petrel, Swallow III and Raven at McDonald Woods:

For these available homes only, we have a choice of special financing offered through Community Financial Corporation - a division of Banner Bank - ranging between:

4.875%, (4.976% APR), 30yr fixed financing                                                    0% down

and

3.875%, (3.973% APR), 30yr fixed financing                                                   20% down

*Through Banner Bank